Thanksgiving is just ended and already the stores are trying to sucker and shame you into buying a lot of presents for family and friends for the Holidays. Their collective message should really be “Buy a lot of stuff so we can keep our doors open”. Oh, they’ll have mark-downs going into the Holiday shopping rush and discount more as Hanukkah and Christmas draw closer hoping that all the Blogs and Internet passionate pleas to keep your favorite emporium cha-ching cha-ching cha-chinging so they can bank your bucks while you get deeper and deeper in debt.
Step out of line. Deep freeze your credit cards. Instead ladle soap in a homeless shelter. Find a family or two less fortunate and make their tykes’ eyes open wide when they open your presents.
Here are a few Holiday suggestions that won’t break the bank and will keep your family out of the poor house:
- Have the youngest member of the family draw and color red a large ‘get-out-of-debt thermometer. Hang it in the kitchen near the fridge where everyone sees it several times a day. Start a pay-yourself program. Have a gallon jar near the thermometer so all members of the family can contribute to eliminating bills. Mark the thermometer with the amount of money the family owes, except house notes and car payments. As money comes in, begin to color the amount paid off green. I know families who have done this and it is more fun than all the surprise presents you’ll ever open.
- Make presents instead of buying them. Find photographs that family and friends cherish and put them in a home-made photo album. Shellac a favorite picture onto an unusual piece of wood. Make a frame.
- Go online and find second-hand books on Amazon.com that your Holiday family and friends might enjoy reading. There are books in decent condition for a few pennies.
- Draw names and limit the amount one can spend on a gift-$5.00 maximum.
- Have a pot luck dinner and have someone bring a gift for a child. There are a lot of organizations that have lists of needy children.
- Visit shut-ins at Assisted Living Facilities or seniors you know in your neighborhood who would appreciate a cake you baked or a drop-in to just say hello.
I don’t like to tell people what to do but I am big on sharing ideas that have worked for me and people I know. Let’s all make a pact that come January 2, 2009 we will have less debt that we did before we celebrated Thanksgiving and Christmas and Hanukah. Send me your solutions to less debt and a happier Holiday.
Happy Thanksgiving! Happy Holidays! God rest ye merry gentlemen and ladies and young boys and girls!
Albert Clayton Gaulden is the founding director of the Sedona Intensive and author of You’re Not Who You Think You Are: A Breakthrough Guide to Discovering the Authentic You. For more information about Albert and Sedona Intensive visit http://www.sedonaintensive.com.
Purchase You’re Not Who You Think You Are at http://tinyurl.com/5gycfm.

